PlataNowYa 2.0.1

PlataNowYa: A quick, secure, and flexible loan application tailored to meet financial needs.

PlataNowYa is a personal loan application designed specifically for users in Colombia. It provides an efficient solution for financial emergencies, unexpected expenses, or everyday monetary needs. The application boasts a straightforward application process, flexible loan amounts, and transparent interest rates, allowing users to access funds promptly.

Loan Details:

• Loan Amount: From 100,000 COP to 2,000,000 COP
• Loan Term: Ranging from 91 to 180 days
• Daily Interest Rate: 0.05% (maximum annual rate of 18.25%)
• Value Added Tax (VAT): According to Colombian policies and laws, interest on the loan is subject to a VAT of 19%.

Example Loan Calculation (including VAT):

• Loan Amount: 2,000,000 COP
• Daily Interest Rate: 0.05%
• Loan Term: 91 days

Calculation Steps:

• Daily Interest:
  2,000,000 COP × 0.05% = 1,000 COP
  The daily interest is 1,000 COP.
• Total Interest (excluding VAT):
  1,000 COP × 91 days = 91,000 COP
  The total interest over the 91-day term amounts to 91,000 COP.
• VAT (19%):
  91,000 COP × 19% = 17,290 COP
  The VAT on the interest is 17,290 COP.
• Total Interest (including VAT):
  91,000 COP + 17,290 COP = 108,290 COP
  The total interest including VAT is 108,290 COP.
• Total Amount Payable (including VAT):
  2,000,000 COP + 108,290 COP = 2,108,290 COP
  The total amount payable will be 2,108,290 COP.
• Monthly Payment (over a term of 3 months):
  2,108,290 COP ÷ 3 ≈ 702,763 COP
  The approximate monthly payment is 702,763 COP.

Advantages of Our Service:

• Simple and Quick Application: An easy-to-follow process for applying for your loan without complications.
• Flexible Amounts: Loans ranging from 100,000 COP to 2,000,000 COP to cover various needs.
• Fast Approval: Our system approves your loan in just 10 minutes and notifies you immediately.
• Transparent Rates: Clear daily interest rates so you know exactly what you will pay.
• Information Security: Your personal data is protected with advanced encryption technology.

Requirements to Apply for the Loan:

• Minimum Age: Must be a Colombian citizen and at least 18 years old.
• ID Verification: Present a valid Colombian citizenship card.
• Bank Account: You need a valid bank account (e.g., Davivienda, Nequi) to receive the loan and make payments.

Loan Application Process:

1. Download and install the PlataNowYa application.
2. Create an account and log in using your mobile number.
3. Complete the loan application with accurate personal information.
4. Submit the application: The system conducts an automated review and provides a response within 10 minutes.
5. If approved, the funds will be directly deposited into your bank account.

Contact Information:

• Official website
• Toll-Free Number: +576015088506
• Email: [email protected]
• Working Hours: Monday to Friday from 9:00 AM to 5:00 PM